Estimate your Texas take-home pay after federal tax, FICA, and zero state income tax — free, private, and instant.
The Calculator
Enter your salary, pay frequency, and W-4 details — results update instantly and nothing is sent to any server.
See exactly what lands in your bank account — taxes, deductions, all of it.
| Time Period | Gross Pay | Net Pay (Take-Home) |
|---|
| Description | Current | Annual |
|---|
| Description | Current | Rate | Annual |
|---|
Move the slider to see how increasing your pre-tax contributions (401k/HSA) reduces your tax bill.
Generated with the free paycheck calculator at paycheckcalculator.us
⚠ This tool is for educational and informational purposes only. It is not financial or tax advice. Always consult a qualified tax professional.
| Tax type | None (no state income tax on wages) |
|---|---|
| Data | Data verified: 2026-07-11 · Source: official agency source |
Texas does not levy a state income tax on wages, so state income tax withholding is $0. Only federal taxes and any mandatory state payroll premiums apply to a Texas paycheck.
Every Texas paycheck has federal FICA withheld: Social Security at 6.2% up to the annual wage base and Medicare at 1.45% (plus 0.9% additional Medicare on high wages), along with federal income tax withholding.
No local income tax is withheld on Texas paychecks. The calculator applies only federal and Texas state-level taxes.
Yes. The Texas tax data in this calculator was verified against the official agency source on 2026-07-11. The source document is linked in the summary table above.
Tax data verified against official sources on 2026-07-11. Estimates only — not tax advice.
State income tax
No state income taxNo state income tax on top of federal tax and FICA.
Local taxes
NoneNo state or local income tax anywhere in Texas.
Data currency
2026 Q1 · versionedRe-verified quarterly against official publications.
Common Questions
How do I calculate my take-home pay in Texas?
Enter your salary and pay frequency above. The engine applies 2026 federal brackets and FICA, then no state income tax — computing everything locally in your browser in under a second.
Does Texas have local income tax?
No state or local income tax anywhere in Texas.
Are bonuses and overtime taxed differently in Texas?
On the federal side, supplemental wages are withheld at a flat 22% when paid separately from regular pay, and qualified overtime earns the new OBBBA deduction. State withholding on supplemental wages follows the state’s own rules — enter the amounts above and the calculator splits the math for you.
How current are the Texas tax rates here?
The engine runs versioned 2026 data files, re-verified against official publications each quarter and updated immediately when officials publish changes. The version in use is shown on this page.
Why is my Texas paycheck different from my friend’s?
Filing status, W-4 settings (Step 2(c), dependents, other income), pre-tax deductions like a 401(k) or health premiums, pay frequency, and local taxes all change the result — even with identical salaries.
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