2026 Tax Year · All 50 States · Free Forever
Compute federal, state, and local withholding for every state — instantly, privately, and free.
Does paycheckcalculator.us compute 2026 take-home pay for every US state? Yes — it calculates federal, state, and local withholdings for all 50 states, applies OBBBA P.L. 119-21 deductions and the SECURE 2.0 Roth catch-up mandate, and runs entirely in your browser using IRS Publication 15-T 2026 brackets.
No account · No email · Runs in your browser · 2026 rates verified
50
states covered
2026
verified rates · Q1
0
data sent to servers
100%
free, forever
01
Pick your state
Use the A–Z filter below — all 50 state calculators are one click away.
02
Enter your salary
Pay frequency, W-4 basics, and optional pre-tax deductions. Chips make it 10 seconds.
03
See your take-home
Federal, FICA, state, and local lines update as you type — nothing leaves your browser.
Directory
All 50 calculators are listed below. Click a letter to jump to your state — or start with a popular one.
Graduated rates
No income tax
Flat rate
Graduated rates
Graduated rates
Flat rate
Graduated rates
Graduated rates
No income tax
Flat rate
Graduated rates
Flat rate
Flat rate
Flat rate
Flat rate
Graduated rates
Flat rate
Flat rate
Graduated rates
Graduated rates
Flat rate
Flat rate
Graduated rates
Flat rate
Graduated rates
Graduated rates
Graduated rates
No income tax
No income tax
Graduated rates
Graduated rates
Graduated rates
Flat rate
Graduated rates
Graduated rates
Graduated rates
Graduated rates
Flat rate
Graduated rates
Graduated rates
No income tax
No income tax
No income tax
Flat rate
Graduated rates
Graduated rates
No income tax
Graduated rates
Graduated rates
No income tax
Why we're different
Edge cases that trip up payroll software and other calculators are handled by design.
The Multiple Jobs checkbox correctly doubles withholding tables instead of being ignored like most calculators do.
Overtime is withheld at the statutory blended rate for the pay period, not an overstated flat percentage.
Pennsylvania local EIT is resolved at the PSD level, honoring resident-vs-workplace rate triggers.
New York City resident tax computes on New York AGI — not federal AGI — exactly as the city requires.
Flags the exact paycheck where Social Security tax stops for the year at the wage base.
Qualified tip income deductions are applied within P.L. 119-21 limits, automatically.
Qualified overtime pay is deducted within statutory caps with no manual math.
Wages above the threshold force catch-up contributions to Roth, as the mandate requires.
The enhanced catch-up limit for ages 60–63 applies the moment it beats the standard limit.
Auditable data
Tax rules change every year. Each component of the engine is versioned, sourced, and re-verified against official publications.
IRS Pub 15-T
v2026.01
State Brackets
2026 Q1
FICA Limits
$176,100
Local Tax Tiers
05/2024
Every figure traces to a published source — read the full methodology →
Privacy
Unlike server-based calculators, the engine downloads the tax logic to your device. When you enter your salary, the computation happens locally — we never see it.
✓ No salary data is transmitted.
✓ No personally identifiable information is stored.
✓ Instantaneous recalculation as you type.
Computed in your browser · nothing sent to any server.
Keep learning
Understand the rules behind your paycheck — every source is public and cited.
Common questions
Is this paycheck calculator really free?
Yes — unlimited calculations, no account, no email, no paywall. The site is supported by nothing but the wish to make payroll math public.
How accurate is the result?
It computes from officially published 2026 rates (IRS Pub 15-T, SSA, and each state's own rules) and models the edge cases most calculators skip. It remains an educational estimate — unusual personal circumstances can shift the real number.
Does it work for my state?
Yes — all 50 states, each with its own rules: graduated or flat brackets, state deductions, and local taxes where they exist.
Do you store my salary?
No. The engine downloads to your browser and computes locally. There is no account, no email capture, and no server-side computation.
What makes this different from other calculators?
The edge cases: W-4 Step 2(c), FLSA blended overtime, PA Act 32, NYC's AGI basis, FICA convergence, and the new OBBBA and SECURE 2.0 rules — all modeled automatically.