See your Alabama take-home pay after federal tax, FICA, and Alabama's graduated state income tax (2%–5%) — with deductions, allowances, and Form A-4 handling built in. Free, private, and instant.
2026 verified rates
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The Calculator
Enter your salary, pay frequency, and W-4 details — results update instantly and nothing is sent to any server.
See exactly what lands in your bank account — taxes, deductions, all of it.
| Time Period | Gross Pay | Net Pay (Take-Home) |
|---|
| Description | Current | Annual |
|---|
| Description | Current | Rate | Annual |
|---|
Move the slider to see how increasing your pre-tax contributions (401k/HSA) reduces your tax bill.
Generated with the free paycheck calculator at paycheckcalculator.us
⚠ This tool is for educational and informational purposes only. It is not financial or tax advice. Always consult a qualified tax professional.
| Tax type | Progressive brackets |
|---|---|
| Supplemental withholding rate | 5% |
| Standard deduction (single) | $3,000 |
| Standard deduction (married) | $8,500 |
| Personal allowance (single) | $1,500 |
| Dependent allowance | $500 |
| Data | Data verified: 2026-10-25 · Source: official agency source |
| Taxable income from | Up to | Rate |
|---|---|---|
| $0 | $500 | 2% |
| $500 | $3,000 | 4% |
| $3,000 | and up | 5% |
Alabama Withholding Tax Tables and Instructions (Rev. Jan 2026), formula method. Annual federal withholding (actual, after W-4 credits) is subtracted (line 2B). Standard deduction is the stepped schedule (line 2A). Dependent exemption is income-tiered (line 2D). Personal exemption S/MS 1,500, M/H 3,000. Brackets 2/4/5 (single/MS/H 500/3,000; M 1,000/6,000). Supplemental 5%. Validated against 2,448 formula scenarios + bonus cases on 2026-10-25.
Alabama uses progressive income tax brackets ranging from 2% up to 5%. The rate withheld from a Alabama paycheck depends on taxable income and filing status (see the bracket table above).
Every Alabama paycheck has federal FICA withheld: Social Security at 6.2% up to the annual wage base and Medicare at 1.45% (plus 0.9% additional Medicare on high wages), along with federal income tax withholding.
No local income tax is withheld on Alabama paychecks. The calculator applies only federal and Alabama state-level taxes.
Yes. The Alabama tax data in this calculator was verified against the official agency source on 2026-10-25. The source document is linked in the summary table above.
Tax data verified against official sources on 2026-10-25. Estimates only — not tax advice.
STATE INCOME TAX
Graduated — 2% to 5%
Three tiers: 2%, 4%, and 5%. Alabama also lets you deduct federal income tax paid, lowering your state taxable income.
LOCAL TAXES
None statewide
No broad local wage tax — only a handful of cities levy small occupational taxes. Most Alabama workers pay none.
DATA CURRENCY
2026 · verified Jul 2026
Sourced from the Alabama Department of Revenue withholding booklet (Jan 2026) and re-verified quarterly.
Alabama taxes taxable income at three graduated tiers. Married-filing-jointly thresholds are double the single amounts:
RATE
SINGLE FILERS
MARRIED FILING JOINTLY
2%
First $500
First $1,000
4%
$500 – $3,000
$1,000 – $6,000
5%
Over $3,000
Over $6,000
Source: Alabama Department of Revenue, Withholding Tax Tables and Instructions (Jan 2026).
These are the exact values in the engine's Alabama data file — not approximations.
Standard deduction
$2,500 single · $5,000 married
Reduces Alabama taxable income before the brackets apply. Heads of household: $2,500.
Personal allowance
$1,500 single · $3,000 married
A further flat reduction claimed via your Form A-4 allowances.
Dependent allowance
$500 per dependent
Each dependent you claim on the A-4 lowers Alabama taxable income by $500.
Bonus & supplemental rate
Flat 5% state · 22% federal
Alabama withholds on supplemental wages (bonuses paid separately) at a flat 5%.
Good to know
The essentials before you run the numbers.
How Alabama's graduated rates work
Alabama applies 2% to the first $500 of taxable income (single), 4% from $500 to $3,000, and 5% above $3,000. Married-filing-jointly thresholds double. Because the tiers are low, most Alabamians see a modest effective state rate.
The federal-tax deduction
Alabama is one of the few states that lets you subtract federal income tax actually paid from state taxable income (subject to statutory caps). This lowers your Alabama liability — and it is missing from calculators that apply flat brackets blindly.
State withholding certificate (Form A-4)
Alabama uses its own state withholding certificate, separate from the federal W-4. Your A-4 selections — filing status, allowances, dependents, extra withholding — drive how much state tax each paycheck withholds.
Local & occupational taxes
Alabama has no statewide local income tax. A few cities add small occupational taxes paid by people who work there. The calculator models the state-level tax; check your city's rules if you work in one of those cities.
Every line of the breakdown, computed from official rules:
✓ Federal income tax — IRS Pub 15-T percentage method with your W-4 settings
✓ Social Security 6.2% up to $176,100, Medicare 1.45% uncapped
✓ Alabama graduated tax with deductions and allowances applied
✓ Pre-tax deductions — 401(k), health premiums, HSA/FSA
✓ OBBBA qualified tips & overtime deductions (P.L. 119-21)
✓ SECURE 2.0 Roth catch-up rules when they apply
Common Questions
How do I calculate my take-home pay in Alabama?
Enter your salary and pay frequency above. The engine applies 2026 federal brackets and FICA, then Alabama's graduated state income tax with the standard deduction and your A-4 allowances — computing everything locally in your browser in under a second.
What are Alabama's income tax brackets for 2026?
For single filers: 2% on the first $500, 4% from $500 to $3,000, and 5% above $3,000 of Alabama taxable income. Married-filing-jointly thresholds are doubled: 2% to $1,000, 4% to $6,000, 5% above.
Does Alabama have local income tax?
No broad local wage tax — only a few cities levy small occupational taxes. The calculator applies the state-level tax automatically.
Are bonuses taxed differently in Alabama?
Yes. Federal supplemental wages are withheld at a flat 22% when paid separately, and Alabama withholds on supplemental wages at a flat 5%. Qualified overtime also earns the new OBBBA deduction — enter the amounts above and the calculator splits the math.
Does Alabama tax Social Security benefits?
No. Alabama exempts Social Security benefits from state income tax, making it one of the more retirement-friendly states. The calculator focuses on wage income.
Can I deduct federal tax on my Alabama return?
Yes — Alabama is one of the few states that lets you subtract federal income tax actually paid from state taxable income, subject to statutory caps. It lowers your Alabama liability.
How current are the Alabama tax rates here?
The engine runs the 2026 Alabama data file, built from the Alabama Department of Revenue withholding booklet (January 2026) and re-verified quarterly. The version in use is shown on this page.
Why is my Alabama paycheck different from my friend's?
Filing status, W-4 and A-4 settings, pre-tax deductions like a 401(k) or health premiums, pay frequency, and any city occupational taxes all change the result — even with identical salaries.
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